If your health insurance rolls over every calendar year, any unused benefits will be lost after December 31st. If you have any outstanding treatment now is the best time to get it finished to maximize on your remaining funds. Booking in now and then again in the New Year once your benefits renew will make sure you are not wasting any unused funds.
Below are just a few ways you can get the most out of your health fund before the end of the year.
Twice yearly check-ups and cleans.
Most health funds will pay towards two check-ups a year. Some health funds will only pay if they are 6 months or more apart. Other health funds have no time limit between each check-up and clean as long as you do not exceed your twice-yearly limit.
Large Treatment Plans.
The end of the year is the best time to get started on treatment especial for patients with larger treatment plans that may need multiple visits. If your treatment exceeds your annual limit, we can priorities what treatment is most important and plan to have it completed this year within your health fund limit and then plan for the remaining treatment to be completed once your health fund has renewed on January the 1st the following year to maximize your benefits.
It may be worth contacting your health insurance provider to find out if your health fund limits roll over financial or calendar year. If you would like to know more on how to maximise your health benefits before the end of the year, feel free to call us on 5580 4811 or book an appointment online at [email protected].